Brandi Warmbier

Brandi Warmbier is a State Farm Insurance Agent in Eden Prairie, Minnesota, serving individuals and families throughout Eden Prairie and the greater Twin Cities area. Brandi opened her agency in 2011 and holds the ChFC® and CPCU® professional designations.

October Insurance Question: Does auto insurance cover hitting a deer in Minnesota?

Damage caused by hitting a deer is typically handled under comprehensive coverage rather than collision coverage, if comprehensive coverage is included on your policy. Your deductible and individual policy terms will apply. If you swerve to avoid a deer and instead hit another vehicle or object, that damage may be handled differently.

Because deer are especially active during the fall, October is a good time to review whether your auto policy includes comprehensive coverage and confirm the deductible you selected.

Our Eden Prairie team can help Minnesota drivers understand their current coverage before an accident happens.

About Our Eden Prairie Office

Our team helps customers understand and manage their auto, homeowners, condo, renters, life and other insurance needs. We believe insurance should feel straightforward—not like one more thing on an already full to-do list.

We especially enjoy working with busy professionals and families whose lives have changed over time. Buying a home, adding a teen driver, getting married, growing your assets, changing careers or simply realizing you haven’t reviewed your insurance in a while can all be good reasons to take another look at your coverage.

Our approach is personal and practical. You’ll have a dedicated team to answer questions, explain your options and help you understand what you’re protecting and why. We offer insurance reviews and can work with customers in our Eden Prairie office, by phone or virtually.

You manage enough already. Let us manage your insurance.

If you’re looking for a State Farm agent in Eden Prairie or want a second look at your current insurance, contact our office to start a conversation.

How we can help you crosses many lines of business, including (though not limited to): 🚗 Auto Insurance, 🏡 Home Insurance, 🏡 Renters Insurance, ❤ Life Insurance, ➕ Health Insurance, 🛠 Business Insurance, 🚚 Commercial Auto Insurance, 💰 Financial Services, ➕ Supplement and Supplemental Insurance, 🐾 Pet Insurance, 💲 Paycheck Protection, and 🏡 Rental Dwelling Insurance.